Provo-Petersen & Associates, P. A.
8649 Eagle Point Boulevard
Lake Elmo, MN 55042
Automobile, Taxi Cabs, and Rental Car Claims
Another significant practice area of the firm involves the defense of automobile, taxi-cab and rental car claims. The firm defends both first-party and third-party bodily injury and property damage claims in arbitration, trial and on appeal.
Jeannie Provo-Petersen has been involved in preparing the Minnesota Motor Vehicle Insurance Manual a treatise that has been recognized by Minnesota courts as an authority on automobile insurance law. The Manual has been used as an educational tool for judges, the plaintiff and defense bar alike, as well as others in the automobile insurance industry. Ms. Petersen served as the editor for the 2000 and 2001 editions of the Manual, co-authored the 2004 update, and annually authors the liability chapter for the Minnesota Motor Vehicle Accident Deskbook published by CLE. This treatise is utilized by automobile and insurance practitioners across the state. Ms. Petersen also co-chairs the annual automobile seminar for Minnesota CLE on bodily injury, underinsured, uninsured and no-fault issues.
We pride ourselves on our ability to teach our clients and members of the bar on motor vehicle laws and how to effectively and economically resolve no-fault, uninsured, underinsured and liability claims. Members of the firm are frequently invited to conduct continuing legal education seminars on these issues, as well as to provide in-house training to our various insurance company clients.
We have also assisted in drafting rental car contracts, temporary loaner agreements and various transportation lease agreements that have been used by rental car companies, taxi, private transport, and insurance companies. While rental car law is not particularly complex or cumbersome, our knowledge of the area often allows our clients to shift the indemnity exposure elsewhere or to avoid the exposure altogether. Because of our specialization in this area, we are frequently asked to provide opinion letters and defend rental car and loaner claims.
Members of our firm have been involved in several significant case law decisions involving rentals and loaner vehicles over the past decade, ranging from the priority of payment for liability claims to the statutory caps on liability, and the elimination of vicarious liability for rental car companies and defending challenges to the Graves Amendment. Our considerable knowledge of the automobile insurance, taxi-cab, and rental car industries, coupled with our understanding of the applicable leases, rental car and temporary substitute contracts and policy forms, gives us the edge in being able to resolve these claims in an efficient and cost-effective manner.